Banking has been resistant to disruption by technology, historically. However with Fintech start-ups being greater than 2000, compared to 800 in April 2015, who offer both traditional and new services. This means the banks have to figure out how to respond to this. Article outlines how. http://www.mckinsey.com/industries/financial-services/our-insights/cutting-through-the-noise-around-financial-technology
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